Freight Factoring Services

Freight Factoring Services

No more waiting 30–90 days. Get paid instantly and keep your trucks moving.

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What is Freight Factoring?

The biggest problem in the trucking industry is cash flow. Brokers and shippers usually release payments after 30–90 days, but you need money immediately for fuel, salaries, and maintenance.

Freight factoring is a solution where you sell your invoice to a factoring company and get 80–95% of the payment instantly.

Freight Factoring

How Does It Work?

Let’s say your invoice is worth PKR 1,000,000. The broker will pay after 45 days. You give the invoice to a factoring company → they instantly release 90% (PKR 900,000). When the broker pays, the company deducts its 2–5% fee and sends you the remaining amount.

Invoice Delivered

Invoice submitted to the broker after load completion.

Factoring Approval

Factoring company purchases the invoice instantly.

Instant Cash

80–95% of the invoice amount released immediately.

Final Settlement

After broker payment, factoring fee deducted and balance released to you.

Who Benefits Most from Freight Factoring?

Freight factoring image

Owner-operators:

We cover fuel, repairs, and daily expenses without waiting for slow payments.

Small fleets:

We maintain steady cash flow to pay drivers and expand operations.

New carriers:

We build a predictable financial foundation and meet loan requirements.

Things to Consider

Fees

2–5% fee is charged on each invoice.

Broker Limitations

Not every broker’s invoice is accepted.

Over-Dependence Risk

Factoring every invoice increases total costs.

Who Should Use Freight Factoring?

Owner Operators

Perfect cash flow solution for 1–2 trucks.

Small Fleets

Ideal for 2–10 trucks – easier salary and fuel cycles.

New Business Owners

Helpful until strong trust is built with brokers.

Growing Fleets

Quick funds for rapid expansion.

Keep Your Trucks Moving with Freight Factoring

Instant payments, stress-free operations, and reliable cash flow.

Start Factoring Today